Jump to content
NEWS
  • WELCOME TO CRYPTOCURRENCYTALK!
  • We've upgraded the website with a lot of new features!
  • 3 NEW THEMES! Click on the + Themes button above!
  • Notice about SOCIAL LINKS: UPDATE YOUR SOCIAL LINKS
  • New video section, add your videos: VIDEO SECTION
  • Advertising will be available shortly, hold tight.
  • If you have any issues with the new site, please submit a support ticket: SUPPORT

agentsmit12

DEVELOPER
  • Content count

    25
  • Joined

  • Last visited

  • Time Online

    6m 44s

Social Info

1 Follower

About agentsmit12

  • Rank
    MicroMoney Developer

Contact Methods

  • Website
    https://micromoney.io/
  1. Hello Everyone here is an very interesting interview about our project IZX app will show advertising in augmented reality. You will haunt your ‘best offer’ like it is a Pokemon As better you are at looking through your smartphone's screen, as more different tokens you might get. Searching for cryptocurrency in augmented reality application IZX was jokingly called mining on the go. What is about – project IZX? And why you should haunt for its tokens during its Pre-Sale, I asked (name and position of the official speaker) Mr. …I am really glad that find time during your pre-sale campaign to talk to me. Tell me about your project, pls? I am proud of our project, and would be glad if more people get information about it. IZX is a decentralized platform for building effective interaction between advertisers, game developers and customers. It allows business to utilize augmented and virtual reality games in order to convert game players to real customers. Sounds like a new stream in marketing. Yes, it is. Advertising technologies require innovation more than ever. In the digital age, business entities are switching to the omnichannel model of interaction with their customers. Meanwhile the waste of user attention becomes insane and the auditory responds accordingly - more than 600 million people use ad blockers on their devices, and the number continues to grow. Well, Facebook and Google hold about 75% of digital ads market revenues, and 99% of the entire market growth for the past years. If they don't know how to solve the problem of the waste of potentional customers attention, how you can offer a solution? Well, we concentrate on technologies, because today cutting edge technologies bring new market opportunities. Imagine a decentralized marketing platform where the only intermediate between an advertiser and publisher is a smart contract which independently runs on a distributеd blockchain network and impartially governs this business interaction. This is how we work. Could you give some more details, examples, pls? Explain, why it will work with customers. While advertising efficiency does not become better, the customer expectations continue skyrocketing. This trend is called the “ Amazonification of expectations”: customers expect the Amazon Prime level service in all industries. The marketing could take this challenge by utilizing the deep machine learning to analyse the big data of users behavior. This would let to target personal offers with high precision, proposing clients exactly what they need at the exact moment. Yes, I always get the right offer form them! Great, but you and every other customer deserve even more. The problem is the data is being buried at the proprietary servers and is definitely underutilized. They say the data is new commodity. The question is, whom this commodity belongs to? In ideal World, the individual should take all control over who has access both to her personal data and her attention. There should be ways to get clear understanding of what piece of one’s personal data is being used by what company and how exactly. Today we have the inverse situation, when the control of user’s data has been stolen from her: the data locked in corporate databases, instead of serving the user’s needs. And you will give this control back to users? Exactly, we wish to do that. The micropayment opportunities and real-time settlement provided by blockchain network opens new market, where economic models could be built on each customer’s impression. This shifts the value from independent demand side platforms and advertising exchanges back into the edges of supply chain: advertisers, publishers and programmers. So, due to your business model – customer is a gamer and he is haunting for the advertise instead of being it’s victim? Imagine your advertising appear on the customer way to office in a form of treasury chest or a Cup with miraculous elixir. Customer picks it up by with gadget. It is so easy? Like a game? In a game form. We believe that combining the augmented and virtual reality with the decentralized applications on blockchain network and artificial intelligence will spawn the brand new paradigm of business-to-customer communication in emotional, informational and economic senses. IZX is this kind of a project. Yes, IZX is a decentralized monetization platform for independent game developers with elements of augmented or virtual reality. The advertising provider may choose games that will be used for its promotional events, their developers get royalties. IZX is a blockchain-based network, its code is open source, and it has no geographical boundaries. What you offer to your pottentional clients? What is your business logic? Business logic of marketing campaigns built on IZX platform is flexy customizable and managed by smart contracts. Game artifacts are tied to IZX Drive tokens which backed by special offers and discounts. The game player finds artifacts inside a game arena and receives tokens to her or his wallet. Then personn can exchange the tokens on discounts in a place that sells product or provide services, e.g. hotel, restaurant, clothes store or barbershop. Today, cryptocurrency is mainly spread within certain communities, such as computer geeks (including miners). Although as far as I understand your currency will be also spread worldwide? IZX is the first cryptocurrency that appears in wallets of a wide audience. IZX mission is to make value exchanges between business and clients clear, easy and straightforward. So, what you have achieved at this moment? We have 13263 active players. And every day we are bigger and bigger! People are really into all this games. We created the first game on our Platform. Now we are preparing three more to be integrated with our Platform in Spring. We collected a lot of feedback from our users to improve our product. Thus, we starting our ICO with a ready-to-scale blockchain solution. You made tests? We tested mechanics of token redeeming for prizes proved to be simple, quick for implementation and intuitively clear both to players and advertisers. Blockchain network in-game chips, issued by advertisers. Players hunt them in augmented or virtual reality, in order to get a prize or a discount. And what about companies? What they get? They get back 50% of advertising budget, spent on SEO promotion. And their pottentional customers are more loyal to the product, because they spent time with pleasure to get this discount. It is an adventure for them. I'ev read some materials about your company, you often compare IZX games with moning. We are sure that future belongs to the symbiosis of mining with some useful activity, and it is this characteristic that will confirm the value of the cryptocurrency. It is like Pokemon-go, but with social benefits. How this symbiosis is working in your project? Despite the fact that it looks just like a funny game, the cryptocurrency in it has real value in the form of prizes, discounts, or an equivalent in cryptocurrency. In general, people go around in swarms and look for these coins, earning them with their feet, that's why it was called mining on the go. Ok, and what is yours aim on the go? The next stage of the platform development is the integration of apps from hundreds of third-party developers. The best developers will be able to monetize their ideas. But all this after our ICO's results. You did your pre-ICO campaign recently? Yes, this November. Now we gave start to our Pre-Sale. It will last till the end of the December, 2017. How much are your tokens now? IZX tokens are crypto currency, working on the Ethereum network. It will be presented at cryptocurrency exchanges. It is used to issue game IZX Drive tokens. Now one IZX is equal to $1. Are there special offers and bonuses for buyers? Of course, every investor will get exclusive offer. Also we have bounty programs. In total there will be issued 50,000.000 IZX. No additional emission after the ICO. Unallocated tokens will be burnt. You have an awesome innovative product! I wish you a good luck! Thank you!
  2. The Team of IZETEX welcome to everyone from Singapore!
  3. August 2017 – IZX presentatin — Innoopolis city October 2017 – Blockchain Solutions Forum in Barcelona, 3-5 October, Barselona Block show – Singapore, 29-30 November SEO conference – Kazan, 12-13 October BLOCKCHAIN — The New Oil OF Russia– Innopolis city October Blockchain World Conference - Bangkok, December Let’s blockchain this world together - Abu-Dabi, 7 December
  4. https://www.financemagnates.com/thought-leadership/micromoney-taking-steps-combat-financial-exclusion/
  5. https://www.financemagnates.com/thought-leadership/micromoney-taking-steps-combat-financial-exclusion/
  6. Micro Money Presentation meet-up Date and time: 10/28/2017, 19:00-22: 00 Location: COEX, conference hall №300 513, Yeongdong-daero, Gangnam-gu, Seoul 06164, Republic of Korea https://www.coexcenter.com/ Registration: tel: 010-4911-5806, e-mail: dori6218@naver.com ONLY 110 SEATS AVAILABLE !
  7. Micro Money Presentation meet-up Date and time: 10/28/2017, 19:00-22: 00 Location: COEX, conference hall №300 513, Yeongdong-daero, Gangnam-gu, Seoul 06164, Republic of Korea https://www.coexcenter.com/ Registration: tel: 010-4911-5806, e-mail: dori6218@naver.com ONLY 110 SEATS AVAILABLE !
  8. https://www.youtube.com/watch?v=itnuUu3GLnM&t Micromoney ICO Overview - Financial Services for the Unbanked Participate in ICO (20% Bonus): https://goo.gl/pC5jtx
  9. https://www.youtube.com/watch?v=itnuUu3GLnM&t Micromoney ICO Overview - Financial Services for the Unbanked Participate in ICO (20% Bonus): https://goo.gl/pC5jtx Here's an ICO solving major financial problems for the billions of people unb
  10. MicroMoney Raises 5 Millions with Token Distribution Event MicroMoney Intl, the headliner of the social movement for financial inclusion of “the unbanked” around the globe, has attracted $5 millions during its AMM token pre-distribution, with just hours remaining before the distribution campaign start on MicroMoney.io. In total, MicroMoney reports $5,000,000 of contributions during the initial phase. The pre-distribution campaign had a minimum swap threshold valued at $10,000 and a soft cap of swaps valued at $2 million. “Now we are aiming for the soft target of $15 million in swaps and a $30 million hard cap during our token distribution. The activity of investors has exceeded our expectations, which is built upon reliance on MicroMoney’s social mission — to help eliminate poverty through the blockchain technology,” said Anton Dzyatkovsky, MicroMoney co-founder. “Millions of the undiscovered unbanked population in Southeast Asia and around the world are hoping to get a chance — maybe the only chance — through our transparent social and green microfinance program.” MicroMoney’s goal is to change the “catch-22” reality for the unbanked, when billions of people cannot receive loans without having a bank account, credit history or financial records. MicroMoney is a thriving business in Myanmar, Cambodia, Thailand, Indonesia, and Sri Lanka totaling 100,000 registered users and 40,000 loans so far this year. Dubbed as the first Blockchain Credit Bureau, it creates credit profiles using loan applicants’ mobile phone data and proprietary blockchain-based Decentralised A.I. Neural Network Scoring System. Once approved, loans go to borrowers’ e-wallet for disbursement. Valued at $1.85 million, MicroMoney provides social lending services with no collateral or paper-based documention. MicroMoney plans to use attracted funds to expand to Vietnam, Malaysia, Singapore and Nigeria and include over a million of previously unbanked customers into the global financial system. More Info: https://goo.gl/pC5jtx
  11. MicroMoney Intl, the headliner of the social movement for financial inclusion of “the unbanked” around the globe, has attracted $5 millions during its AMM token pre-distribution, with just hours remaining before the distribution campaign start on MicroMoney.io. In total, MicroMoney reports $5,000,000 of contributions during the initial phase. The pre-distribution campaign had a minimum swap threshold valued at $10,000 and a soft cap of swaps valued at $2 million. “Now we are aiming for the soft target of $15 million in swaps and a $30 million hard cap during our token distribution. The activity of investors has exceeded our expectations, which is built upon reliance on MicroMoney’s social mission — to help eliminate poverty through the blockchain technology,” said Anton Dzyatkovsky, MicroMoney co-founder. “Millions of the undiscovered unbanked population in Southeast Asia and around the world are hoping to get a chance — maybe the only chance — through our transparent social and green microfinance program.” MicroMoney’s goal is to change the “catch-22” reality for the unbanked, when billions of people cannot receive loans without having a bank account, credit history or financial records. MicroMoney is a thriving business in Myanmar, Cambodia, Thailand, Indonesia, and Sri Lanka totaling 100,000 registered users and 40,000 loans so far this year. Dubbed as the first Blockchain Credit Bureau, it creates credit profiles using loan applicants’ mobile phone data and proprietary blockchain-based Decentralised A.I. Neural Network Scoring System. Once approved, loans go to borrowers’ e-wallet for disbursement. Valued at $1.85 million, MicroMoney provides social lending services with no collateral or paper-based documention. MicroMoney plans to use attracted funds to expand to Vietnam, Malaysia, Singapore and Nigeria and include over a million of previously unbanked customers into the global financial system. More info: https://goo.gl/pC5jtx
  12. You can meet Anton Dzyatkovsky, co-founder of MicroMoney here https://monacogrowthforums.com/ next 3 days. More information about the project you will find folowing the link : https://goo.gl/pC5jtx
  13. Why did I contribute my money to MicroMoney? For the first time in my life, I acted not randomly contributing to one of the many modern token distribution campaigns. The information received in time helped me to take a decision. You can take it as Insight or as Inside – it doesn’t matter a lot! =) About MicroMoney token campaign I learned about it through the friend’s message so I decided to look into the details. Actually, I had to spend a decent time to examine many documents. So detailed business plans and reports I didn’t meet for a long time. As it turned out - that the company exists and successfully runs its scrupulous business for several years. It’s widely expanding the business of social lending services in five countries - Thailand, Cambodia, Sri-Lanka, Indonesia, and Myanmar. You know, it all started with the ideas. Everyone aware that the basic problem of credit has two sides. For those who borrow - the interest rate of a credit and the complexity of the application and its approval. For those who lend – the returns percentage of all given credits. Have we all heard about the credit bubbles? As it turned out, MicroMoney has been able to find a solution! Using smart and complex AI algorithms of a customer’s creditworthiness assessment, they achieved an incredibly high percentage of returns. It allowed the company to run and expand its business and to receive a profit successfully. The first questions that I arose with: Who they are? What is their experience? The project is the mature Asian business, the founders of which are professionals in their countries in banking and IT sectors. In the year 2015, to create a platform, this company drew more than 1 500 000 USD from the major investors. The investments created and successfully started a working system. The company is already having the finished and working products – a sophisticated scoring system and a Big Data platform with client’s database available for banks and other businesses to reach a new audience in emerging markets quite cheap, which believed and attracted a bunch of serious investors. Using of MicroMoney system is simple. There is the mobile application that allows you to apply for a loan through the smartphone with no paper-based document, collaterals or persons to vouch for you. And no office visiting, of course – just quickly and conveniently wherever you are. Moreover, to get the requested and approved money fast. After you allow the access to your personal data from the application, AI algorithm analyses gigabytes of data available from your smartphone almost instantly. These are, for example, your social accounts, all your posts and likes, searches, applications downloaded, even the music you play more often on your phone. All this data get the certain score increasing or decreasing your creditworthiness. On this basis, a decision would be taken on your capacity to pay and the credit issued in just several minutes. Easy as 1 – 2 – 3 =) Loan money can be sent to your bank account (if there is one), or to your mobile phone account (it is always you have), or to your crypto-wallet, as well as in other ways, up for cash money from the authorized partners. At present, the company works in several densely populated countries of Southeast Asia and plans further expansion in the coming months (such giants will join as Philippines, Nigeria, and China). On the calculations, the potential audience in the world is huge - over 2 billion of unbanked people (those who still do not use the loans and, actually, have no access to other financial services as well). They all will be able to begin and to create an initial credit history using the MicroMoney platform. To speed up the world implementation the company needed its own tokens. This will involve not only conventional financial structures but also ordinary users of crypto-currencies. In addition, the token will get a number of useful functions for all the parties of the loan processing: the opportunity to invest in the lucrative business, sell and buy the Big Data information or credit histories. The banks control the people and the state control of banks. Thus, through the banks of the state control over the people. However, what if a person has no bank accounts or credit history? There are so many migrants and persons deprived of the banking services. MicroMoney offers its money for all! The token distribution campaign starts on 18th October 2017. More Info: https://goo.gl/pC5jtx
  14. Blockchain company will provide one million people in Asia with their first loans By 2020, about 1 million people in Asia will receive their very first loans ever. Crypto economy is the tool that will help them to merge into financial markets and to apply for approximately 3 million payday loans annually. MicroMoney, a global blockchain company and lending services provider, aims to support this process allowing people with no credit rating score to enter Asian banks with positive credit histories. MicroMoney’s co-founder, Anton Dziatkovsky, is going to form a market for the credit histories creation from scratch and their further support in emerging markets. Now his company works as a microfinance business helping the unbanked and underbanked people to provide their primary needs with payday loans. On the other hand, MicroMoney helps banks and other financial organizations to access new markets in the Southeast Asia and other emerging regions with lower risks providing them with a database of reliable borrowers in each region with all the segmentation by an audience, risk level and costs related to each segment. MicroMoney’s platform uses Big Data methods, all the data is keeping with the help of blockchain technology, and the unique scoring model based on information received from client’s mobile phone with the special application designed by the company. The process looks quite simple for a lender: the Big Data platform drives all the data received from the phone through neural networks, analyzes the result, and evaluate a customer’s trustworthiness. Clear and full information about a person based on the analysis of a customer’s data available from all the mobile sources and includes career information, interests, social networks accounts (confirming that this particular person is real), travel notes, family status, penalties received and so on. According to Anton Dziatkovskii, this content sounds more truthful and allows predicting a customer’s behavior to avoid excessive risks. The company chose the mobile phone because of a high level of smartphones’ penetration, even in countries with a low level of banking services distribution. For example, in Africa, 80% of the population does not have a bank account but 63 of 100 people use mobile phones. Secondly, this is a higher popularity of smartphones above laptops and computers. Finally, it’s practically equal capabilities of smartphones’ and PCs processors and features along with significant progress in financial services mobilization, cloud services, and Big Data systems to analyze all these data. “95% of our clients take their first loan ever, — Anton Dziatkovsky says. — Usually, they get stuck in a kind of endless circle: if they need a credit, they need a credit history, and to get a credit score and the history they need a credit. Meanwhile, banks are keeping a focus on medium and large enterprises lending in emerging markets. Microfinance companies embrace the others but the process of loan applications approval in Asia is extremely complicated and long due to the lack of automation. The common practice there is to keep all the data in Excel or even in paper ledgers. For the loan application, a person needs a collateral (in Cambodia and Myanmar, for example, it can be real or land property) and a lot of papers such as references from police, municipality, property owner, income statement, a letter from job manager etc. A person may find four or six friends and band them to achieve a group loan. In Indonesia, Cambodia, Myanmar, and Sri Lanka, for example, the process may last from 1 week to 2-3 months. MicroMoney approve or decline a loan application within 15 minutes without any collaterals or documents required. The first loan will be small — about $23 usually but after 5-10 loans, a borrower can rise up to $200-300”. In turn, banks, credit, and insurance companies have to spend up to 15% of the budget for the customers’ verification and purchase credit histories from credit bureaus in order to explore their risks and loan percentage to establish for each audience segment. According to statistics, banks make 2-3 requests per one person per year with the price of inquiry $1-10 average. MicroMoney plans to give all these financial organizations an access to its list of the most reliable borrowers from each region with positive credit score rates. The market seems to be very perspective: 39% of the world’s population doesn’t have a bank account. According to the McKinsey, the most affected regions are Africa, Latin America, and the Middle East (about 65-80% of the adult population are unbanked). MicroMoney now employs about 200 people in Cambodia, Myanmar, Singapore, Sri-Lanks, and Thailand to service its microfinance business and some software developers, marketing, and PR managers, copywriters from the United Kingdom, Israel, and Russia to promote the company. In Asia, the project works with local partners. The first partner is the adviser to the Prime Minister of Cambodia for Economic Affairs, and CEO of one of the largest development companies in the country Sonatra Group, Okna Sorn Sokna. The second is the East Wing ASA Capital venture fund with about $100 million of capital and its member, the head of Sonatra’s affiliate companies — Mr. Tetsuji Nagata. They both are not only the stakeholders and top-managers of MicroMoney but also enthusiastic advisors for the company’s token distribution campaign that will start this October. Anton Dziatkovsky is sure to win the game and promises that the company’s tokens will grow constantly supported by the growth in the company’s microfinance business and payday loans approved, along with Big Data platform high demand from banks waiting for an entrance to emerging markets. “We will do our best to raise the price of our tokens up to +1000% for the first year due to our launch in five new markets by the end of 2017”. MicroMoney plans to issue about 600 thousand payday loans per year and, thus, involve 1 million of unbanked people into crypto-economy by 2020. “Now about two and a half billion people worldwide are unserved and don’t have any access to bank services. Our goal is to connect banks and unbanked”, — notes Anton.
×

Important Information

By using CRYPTOCURRENCYTALK.COM, you agree to our Terms of Use.